This dip is very easy to make and you usually have all of the ingredients in your home already. If you don't have fresh tomato, feel free to use a mild or spicy salsa. This recipe is very versatile and substitutions can easily be made.
1 16 oz. container light sour cream
1 pkg. taco seasoning mix
1 c. shredded lettuce
1 1/2 - 2 c. shredded reduced fat cheddar cheese
1 large tomato, diced
1/2 c. black olives, sliced
In a small bowl, combine the sour cream and taco seasoning together. Spread in a thin and even layer on the bottom of your serving plate. Top with the shredded cheese, lettuce, tomato and black olives. If you are a huge fan of refried beans, I have started the bottom layer out with that before also, and then continue on with the sour cream, cheese and veggie layers (pictured in the last picture of this post).
(The above picture is from a Lake Placid vs. Jaws themed party)